Financial Markets Bond market Stock (Equities) Market Forex market Derivatives market Commodity market Spot (cash) Market OTC market Real Estate market Market Participants Investors Speculators Institutional Investors Corporate finance Structured finance Capital budgeting Financial risk management Mergers and Acquisitions Accounting Financial Statements Auditing Credit rating agency Personal finance Credit and Debt Employment contract Retirement Financial planning Public finance Tax Banks and Banking Fractional-reserve banking Central Bank List of banks Deposits Loan Money supply Financial regulation Finance designations Accounting scandals History of finance Stock market bubble Recession Stock market crash This box: view ? talk ? edit The field of finance refers to the concepts of time, money and risk and how they are interrelated. The term "finance" may thus incorporate any of the following: The study of money and other assets; The management and control of those assets; Profiling and managing project risks; The science of managing money; The industry that delivers financial services As a verb, "to finance" is to provide funds for business or for an individual's large purchases (car, home, etc.).